Description
ADVOCATE

Mrugen Dhage

Advocate Mrugen Dhage has been practicing and handling cases independently with a result oriented approach, both professionally and ethically and has now acquired many years of professional experience in providing legal consultancy and advisory services.

5+ YEARS EXPERIENCE

Extensive practice in SARFAESI Matters

LANGUAGES

English, Hindi, Marathi

LOCATION

Fort, Mumbai

Specialization

Criminal Defense, Cyber Crime, Anticipatory Bail, Corporate Law, Arbitration, Family Law, Wills & Trusts, Property & Civil Disputes, Legal Drafting & Consultation.

Our Practice Areas

Criminal Defense

Criminal, Cyber Crime, Anticipatory Bail

Family Law

Wills / Trusts

Corporate Law

Arbitration

Jurisdictions Courts of Practice

Bombay High Court

 Bombay High Court – Kolhapur Circuit Bench

District Court Mumbai

District Court Pune

E-E-A-T (Experience, Expertise, Authoritativeness, Trustworthiness)

Experience

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Expertise

NyayMantri covers diverse areas including Family Law, Criminal Defense, Property Law, Corporate Law, Consumer Law, Banking & Finance, Labour & Civil Matters, and Higher Courts.

Authoritativeness

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Trustworthiness

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Legal Articles 

Q1. Submit Google Timeline location history as evidence in court. Hello, I want to submit my Google maps Timeline location history as an evidence. Google maps timeline records all travel movements, simply a GPS tracking, an individual’s movements. and can be seen in Google Maps timeline option, for a particular selected date, it shows all movements and travels. I want to submit this information to court to prove my location at certain place on certain date. how do I submit that?

Advocate Mrugen Dhage answered.
Yes, Google Maps Timeline can be relied upon as corroborative electronic evidence, but it should not be treated as conclusive proof by itself. The evidentiary value depends upon proper compliance with the provisions governing electronic records.You should:1. Export or download the relevant Google Maps Timeline for the specific date.2. Take printouts/screenshots showing the date, time and location.3. Produce the electronic record in its original electronic form, if available.4. File a certificate under Section 63 of the Bharatiya Sakshya Adhiniyam, 2023 (earlier Section 65B of the Indian Evidence Act, 1872), certifying the manner in which the record was generated and preserved.5. If necessary, request the Court to summon records from Google or seek expert examination to establish authenticity.The Supreme Court in Arjun Panditrao Khotkar v. Kailash Kushanrao Gorantyal (2020) reaffirmed that compliance with the statutory certificate requirement for electronic records is ordinarily mandatory for admissibility, subject to limited exceptions where the record is not in the party’s possession. Further, in the PhonePe Pvt. Ltd. court appearance dispute, the Delhi State Consumer Commission held that Google Navigation logs and Rapido ride history alone were insufficient to establish a valid court appearance. The Commission observed that such digital location records may indicate movement or presence in a particular area, but they do not, by themselves, prove the legal fact sought to be established unless supported by other admissible evidence.

Q2. I have taken mortgage loan from cooperative bank, bank not disbursed it. I have taken mortgage loan from cooperative bank, to sanction amount bank taken entire property but Disbursed partially, even I paid intrest and EMI before NPA, but bank sealed my running factory and house valued ₹ 13/14 crore against the demand of ₹ 2.6 crore. now case is in DRT, Pune, and going on hearing.

Advocate Mrugen Dhage answered.
Dear Sir/Madam,From the facts shared, it appears that the Bank has acted disproportionately by taking possession/sealing of assets whose value is substantially higher than the alleged outstanding amount. If the secured assets are worth approximately ₹13–14 crore against a claim of around ₹2.6 crore, the action of the Bank can be legally examined on the grounds of arbitrariness, procedural irregularity, valuation issues, and non-compliance with mandatory provisions under the SARFAESI Act and related Rules.Further, since your factory was a running concern and you had already been paying EMI/interest prior to classification as NPA, the legality of the NPA declaration, possession process, notices issued, and conduct of the Bank before the DRT, Pune becomes very important. In many matters, Courts and Tribunals have protected borrowers where due procedure was not followed or where the action of the Bank caused excessive prejudice.Your matter requires immediate strategic handling before the DRT to safeguard the property and challenge the Bank’s measures effectively.I would be glad to discuss the documents and guide you on the strongest possible legal remedy and defence available in your case.

Q3. I have taken mortgage loan from cooperative bank, bank not disbursed. I have taken mortgage loan from cooperative bank, to sanction amount bank taken entire property but Disbursed partially, even I paid intrest and EMI, before npa , but bank sealed my running factory and house valued ₹ 13/14 crore against demand of ₹ 2.6 crore, now case is in drt, pune , going on hearing.

Advocate Mrugen Dhage answered.
Sir, from the facts stated by you, the action of the bank appears to be excessive and legally challengeable, particularly if the entire property was mortgaged despite partial disbursement of the loan amount and possession was taken of assets worth ₹13–14 crores against an alleged outstanding of ₹2.6 crores. The matter can be contested before the DRT on grounds of improper NPA classification, disproportionate SARFAESI action, and illegal sealing of a running factory causing serious business loss. A detailed review of the sanction letter, notices, account statements, and valuation documents is necessary to build a strong defence and seek interim reliefs. You may share the complete papers for proper legal assessment. We can also discuss the matter further over a call.

Frequently Asked Questions

Can Advocate Mrugen Dhage represent me in court?

Yes, Advocate Mrugen Dhage can represent you in court. The lawyer is trained to present your case in the most effective way possible.

What should I bring to my initial consultation with Advocate Mrugen Dhage?

When you meet with Advocate Mrugen Dhage for an initial consultation, it is important to bring any relevant documents or information with you. This may include documents related to your legal issue, such as contracts or court orders, as well as any other relevant information, such as a list of questions or concerns you have about your case.

How do I prepare for my initial consultation with Advocate Mrugen Dhage?

Before your initial consultation with Advocate Mrugen Dhage, it can be helpful to think about the specific legal issue you are facing and any questions or concerns you have about your case. You should also gather any relevant documents or information that you think may be helpful in understanding your situation.

What should I expect during my initial consultation with Advocate Mrugen Dhage?

During your initial consultation with Advocate Mrugen Dhage, you can expect to discuss the specific legal issue you are facing and the details of your situation. Lawyer will ask you questions to get a better understanding of your case and will provide you with information about your legal options and any potential outcomes.

How do I communicate with Advocate Mrugen Dhage?

It is important to communicate with Advocate Mrugen Dhage regularly to stay updated on the progress of your case and to discuss any new developments or concerns you may have. You can communicate with the lawyer through phone calls, emails, or in-person meetings.

Advocate Mrugen Dhage on NyayMantri

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